2.  AP_.B i rs and chenr'es to Q2rairont fire

     The chRnzos su~ogTstad b- "71Mr. Gir- ves in his survey a -Tould.
cost the ULn v^-r it7 not IeSs th n 921,000 ted in !Fiition r'-l
quire en ennual rantl of  SCO0 for irs S,.snn  pij.s mrin &.
total cost of -325,000 for "he ohenes in e five s 71,r rprioe.,
Adcin:A to this t,^.e invqnettor7 Pn?. ve'uaclion costs, ,the p .ounmt


3.  Coinsurenco.

     CoinsurnnC9  -     es for a Joint res7onsibility on 'the
nairt of ins'urer end insur^.e..  ha r-s- onsibilitr u:on th.e in-
sured is to zapincePir hi.s. insurancs on  . o 90  value of his
::r-ror- 7 K-le% to frrent fire.  The coirnsurance retes on an
30' bPsis Pre 25, liss ti-sn Te resg-Fular rates on bric: build-
inzs ,;i-h ^.etpl roo fs Fnd 1%, off on contnts.   ihen th  in-     :
suroe-. carries    in-srir ce orn vs U9S the -et; s are  la es
on buildiin-se Pnd 20;. off onl contens.

     A t tha, preseont tirae t".e TUniversi-ty pays f^our - reraiums for
:five yesars Pt the rt--ce of %.6883 tr er ..100 o ' insurn nce. ~The
a-,^.ouant '-id ou- for the9 -reset five * CrS e3--iri- s in 1i5. is
:i2 ,00O 9sclu.^in? t':e ?.x'~erimenti Stec ion.

4.   Conclusion

     The6 conclusions reac&hed in this e::-.A..in-,;io a rn  e  Set down
eos folow~s:,  

     r       the spving b- ;7&An. re-sairs end chenges. in loWvere
reta rould be 9'; 0o the  remiri  o-r About      ' he e:7penses
in rae-7in' such irn, rova.jenfs -oul!. es-ount1 *o  25,000.

     Saconl, the a,.^-raisal can be wE:0 b7i the Sunsrintendent
     o ildings e.nd 2 rounds endtl e coninetent Icontrector as advisor.
:Dhe cost ioul?. b^ a few hundr3d dollere Pnd the result -robebly
serve as a~ce zc bt ,         isaJ Board ra cine.  After ell
t J-e insi'.rence co-nies  e int'reste   in ameiate.inint values
and their eaqr7a  taee. o0-^ insur.rncs.

     Thir^, d^ TT+^t^9^.' =!U~we nrofit b77 che.nqinR its plan of
insurp ncfloe o he coiIleuccLiLCo3 6ss,-.  .he new L3ir.o~ rate,t
wcen rqri- tinz : s done, .- ill be .0. 78 per .100.  ^he coinsiur-
ance preaium on   fres ,t reluee vaould maks an a -roriiate sy-    -
ing over a -ive year oeriod of    7,-500 on buildings and -.,,300
on contents or /c8,300 ..ri Aout the t x- ense of re .ir, and chn'ges
^ aec~stz. in                        fa, ^  vss' rt-ort.As aas the U;:t'.r'ity is
rble, these re3;pairs for the most -art are bein, made end. in con-
seQuere0 the acce.scabilit7y o- University buildings as risks im-
   -~^nS3*otit~:. ;' ek  i9 -l;'tS -.1'".9