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2 > Image 2 of Kentucky Alumni, vol. 81, no. 4, Winter 2010

Part of Kentucky alumnus

rv I ' \ Y _ if s" . y S V l 1 e _ ih \ % I f o . W Q J n _ K ` YC - h" ll i { lie ll l X V 4 ./ if i J J S in . ' . l a : QI V *~ W V , . ~. " \ -. . U A` g * ' Q `~ an u _ What IF I outlzoe my money? For many individuals nearing retirement, the idea of budgeting can be a daunting task. After all, without a steady job and paycheck, how can they be sure that they are saving enough money to live comfortably during the decades after retirement? This troublesome question is often answered with the simple investment choice of a lifetime income annuity. The lifetime income annuity offers an easy way for retirees to ensure that they receive a monthly stipend of cash that they can use throughout their retirement. At Salomon & Co., we believe that your retirement years should be comfortable and reasonable. Whether it includes travel, volunteering, or spending time with family and friends, youll need income to support the retirement lifestyle youve always imagined. Thats why we offer Lifetime Income Annuity products - to help you enjoy independence in your retirement, with the realization that your retirement income could last as long as you live. For a confidential, no obligation consultation, to review these and other planning techniques to assist you and your retirement objectives, please call us at (859) 266-0012. Disclosure: Variable annuities are long-term, tax-deferred investment vehicles designed for retirement purposes and contain both an investment and insurance component. They are sold only by prospectus. Guarantees are based on claims paying ability of issuer. Withdrawals made prior to age 591 /2 are subject to 10% IRS penalty and surrender charges may apply. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. The investment returns and principal value of the available sup-account portyblios will fluctuate so that the value of an investor s unit, when redeemed may be worth more or less that their original value. SALQMQN &Q()_ Salomon & Co. v , (859) 266-0012 . ._ WWW.SZilOI1`lOI1CO.CO1'11 V 3217 Summit Square Place, Suite 250 LX1IIgtOII, Salomon c I J- President, MA [ R V Securities & advisory services offered through _m@SajOm0HcO_cOm I C I s LPL Financial Member FINRA/SIPC (859) 2660012