6.6 Nonalienation. No benefit payable under the provisions of the

Plan shall be subject in any manner to anticipation, alienation, sale,

transfer, assignment, pledge, encumbrance, or transfer, assign, pledge,

encumber, or charge shall be void; nor shall such benefits be in any manner

liable for or subject to the debts, contracts, liabilities, engagements, or

torts of, or claims against, any Participant or dependent, including claims of

creditors, claims for alimony or support, and any like or unlike claims.



       6.7 Paynmnts. All payments will be made directly by the Employer from

its general assets.



       6.8 Facility of Payment. Every person receiving or claiming benefits

under the Plan shall be conclusively presumed to be mentally competent until

the date on which the Plan Administrator receives a written notice, in a form

and manner acceptable to the Plan Administrator, that such person is

incompetent and that a guardian, conservator, or other person legally vested

with the care of the person's estate has been appointed; provided, however,

that if the Plan Administrator shall find that any person to whom a benefit is

payable under the Plan is unable to care for one's own affairs because of

incompetency, any payment due (unless a prior claim therefore shall have been

made by a duly appointed legal representative) may be paid to the spouse, a

child, a parent, a brother or sister, of said person, or to any person or

institution deemed by the Plan Administrator to have incurred expenses for

such person otherwise entitled to payment. In the event a guardian or

conservator of the estate of any person receiving or claiming benefits under

the Plan shall be appointed by a court of competent jurisdiction, payments

shall be made to such guardian or conservator, provided that proper proof of

appointment and continuing qualification is furnished in a form and manner