hereto affixed and said signature and seal to be attested by its



Secretary, Cashier, or Trust Officer, or a duly authorized Assistant,

all as of the day and year first above written.

                         BOARD OF TRUSTEES OF UNIVERSITY OF KENTUCKY
                                    Lexington, Kentucky



By



(SEAL)



ATTEST:



(Signature)



(Title of Officer)



Secretary



FARHERS BANK & CAPITAL TRUST COMPANY
        Frankfort, Kentucky



By



(SEAL)



ATTEST:



(Signature)



(Title of Officer)



(Signature)



(Title of Officer)



STATE OF KENTUCKY

COUNTY OF FAYETTE



* SS



          On this      day of            , 1978, before me, the under-

signed, a Notary Public in and for said County, in the State aforesaid



- 71 -