xt7h9w09065f https://exploreuk.uky.edu/dips/xt7h9w09065f/data/mets.xml Lexington, KY Pride Community Services Organization 200708 This collection contains newsletters produced by the Lexington, Kentucky based Pride Community Services Organization. Included are publications from the organization through multiple name changes, such as LinQ magazine (July 2013-2016); the GLSO (Gay and Lesbian Services Organization) News (August 1986-June 2013); the GSO (Gay Services Organization) newsletter (1979-July 1986). Accession number 2016ms055. newsletters  English Pride Community Services Organization Contact the Special Collections Research Center for information regarding rights and use of this collection. Pride Community Services Organization publications LGBTQ community--Kentucky LGBTQ culture LGBTQ newspapers Gay men Lesbians Bisexual people Transgender people Sexual minorities Gender identity Drag culture GLSO News, August 2007 text GLSO News, August 2007 2007 2019 true xt7h9w09065f section xt7h9w09065f 7 Gaga“ The GLSO NEWS
“ Les 1an
59”“ Au ust 2007
Organization g
A Publication of the Lexington Gay and Lesbian Services Organization
Volume 22 Number8
luuuuuul Court of lg" August Events Pribe Night at King’s Islanb

The Imperial Court of Kentucky is The Gay and Lesbian Community
excited to announce two upcoming events Center of Greater Cincinnati has
for August. The first event is a Summer scheduled their annual Pride Night for
BBQ Fundraiser at Mia’s Restaurant. The Friday, September 21. GLSO is selling
entire community is invited to meet and tickets at the Pride Center for $42.99. At
greet our new monarchs, Emperor 26 Brad the gate the price will be $44.95. We have
Shepherd and Empress 26 Lawren the tickets NOW so come by 389 Waller
LaMoore, and enjoy an evening of food, Ave. GLSO makes a few dollars for each
fun and frolic. The event is scheduled for ticket we sell. Call if you need directions
Sun,Aug. 5. Doors open at 5pm with food and to be sure someone is here. 859
served at 6pm. There will be live 253-3233.
entertainment, including a short drag Tickets are only being sold through
show.A$10donation is requested. the Cincinnati Gay Lesbian Center, and

The second event for August is the their chosen outlets. Straight people are
annual Julie Vaughn Memorial Closet Ball, welcome, but they will know that they are
which will be held atBIuegrass Connection attending a GLBT event. So it is a great
on Wed.,,August 15th. Doors will open at place to be your fabulous self without
8:30 pm and the pageant will begin at 9:30 concern about the reaction ofthe "straight
pm. Cover is a $5 donation and narrow" folks.

.The pageant is open to either male or The Parking lot will open at 5 pm; the
female contestants, who have previously park itselfwill open at6and stay open until
not performed in drag for an audience. Midnight. The profits will benefit the
Prospective contestants cannot have Cincinnati Community Center. There is
participated in any pageant, talent moreinformationincluding group sales at:
night/amateur night, or performed on www.glbtcentercincinnati.com
stage for tips. Contestants must have www,pkipridenight.com.
reached their 21st birthday prior to W , .

August 15th, and be a legal resident ofthe 5 ”WE.”

state of Kentucky. Interested applicants J _ Spof‘soro (Timon ,_
should contact Empress Lawren at IUlnlllilnflllrllcfllllil lUlIiIIIVBII’SEIIIIISQI
lawrenlamoore@insightbb.com for a ‘ 'CllilllJlll'illllil Dir
complete application and rules. A new ,. Lg
Closet Ball Queen or King will be crowned g i a IL'EXIIMQI'DM ;
that evening.

Reign 26 of the Imperial Court of V . .' $039, 2033:3233;
Kentucky is also pleased to announce that z.-

continued on next page I, 1%

 Third Annual llll Gall camn 0|”
‘0 GAY AND The Third Annual KY Gay Camp OUT
,g L E S B I A N will be held on Aug 24-26, at Sloydia, a
$3,. SERVICES private 14 acre retreat nestled on the banks
“ of the Little South Fork of the Cumberland
_ ORGANIZATION River in south Wayne County, Ky. Sloydia is
Lexmgton, Kentucky approximately 20 miles south of Monticello.
. The facilities available for campers
PUbIIShes the GLSO News Monthly include shady, level sites for tents and a
V0,- 22 ”0-7 limited number of sites with electricity for
small trailers or R.Vs. There are outhouses,
‘ P'O' B°_X 1172 LeX., KY 40588 a swimming hole in the river, a stage for
www.IexmgtongIso@yahoo.com performances with lighting and electricity, a
_ — fully equipped weightlifting gym, and access
. . to a rusticwood-burning hot tub.
Pr'de Center Office Manager Campers will have an opportunity to
Bill Chandler hike to the top of 1900 foot Eartheart
859 253_3233 Mountain. Evening entertainment may
Include smgers and musrcrans, drag and
. fantasy shows, group campfires, and
News EdltCrS anything you would like to add to this mix.
Mary Crone ' JaCkle CObem Some areas of the property are clothing
Sarah Phillips optional.
This is out-in-the—woods, primitive
_ camping, so come prepared for a unique
ImnBI‘lal 00"” I" "V... continued experience! There is no cell phone service
they are now on MySpace at: available anywhere on or near the property.
WWW m: {space com, You will need to bring in your own supplies of
. . ' ' food, drinking water, camping and cooking
Wm erlalcourtofkentuck ', _ gear. A limited amount of well water will be
Our board ofldlrectors and reigning available. A donation of $5 per person per
monarchs can easrly be contacted through day is requested to coverexpenses
this website. Information on all upcoming See the web site at www sloyd com
events and fundraising efforts will also be then click over to the "Visit Sloydia" page:
availableon that site. in September, the You can also call 606-348-0788 between
Entertainer of the Year fundraising series noon and 10 pm for more information The
will begin, along with othertraditionalcourt KY Gay Camp is jointly hosted by; the
events. , , members of Lake Cumberland Area Pride,
Finally, Reign 25 final disbursements and Sloydia
were made at the end of June and over '
$22,000 was donated to local charities, '
with the primary charity, Moveable Feast, Kentucky Ram
receiving $15,000 in funds for this year. Bod Lotion Jersonall made I)
The Board of Directors and membership of y I y y
the Court would like to thank the Clancy MCClanaban
community for their continued support and H 859 278-7203
challenge them to help Reign 26 reach C 859 576-2186
even higherfundraising goals.
Page 2

 ‘ C ' N
,T ammunlty QWS
*3 Karaoke Ni Ms
is g Bluegrass Women's Network
id Tuesday Night is Karaoke Tunes—
iS days in the Gilded Cage Showroom of Bluegrass Women's Network is a
, the Bar Complex, hosted by Bill social group for women of all ages. We
'3 "Melater" Chandler. This event is a have gone camping, shared dinner at local
a weekly fund_raiser for the GLSO pride restaurants, and gone to the comedy Club
W Center. You can help make itasuccess together. Debby and Lynn are building a
;, simply by coming out and singing a list ofwomen interested in receiving emails
)r song orsupporting those who do. about events. Contactthem at:
a Audience members are invited to W-
S sing their favorite songs; bring your
0W“ or use one (”the SW98 0“ the CDS lexinqlon lvons leather/levi Club
0 we Will have there. Friends and other
1 audience members will be encouraged The Lexington Lyons Wt" meet AUQUSt
Y to tip. The tips will go to help support 13 at the Pride Center, at 7 pm. The Lyons
:i the GLSO Pride Center. are a group of friends who come together to
j celebrate strength, unity, and diversity for
'. Bluegrass Fairness Update those who enjoy the Leather/Levi Lifestyle.
3 For info visit http://wwwlexlyonsorg.
Bluegrass Fairness, a re—born
a equality group for GLBT peeple, has been Dress and Gender Alliance
3 drumming up visibility and publicity.The _
3 group had successful booths at Diversity _ The Lexmgton Dress and Gender
. Day on June 30”. and at the 4m of July Alliance meets on the first Saturday of
f festivities. They also had a well-decorated each month at a private location. Lex DGA
l float in the 4'h of July parade that met with '5 a peer support group for artygne who
5 huge cheers from gay people and allies. transcends gender norms. This Includes
, Already, we have more than 150 transsexuals, intersexuals, cross
people signed up for the new mailing list dressers, drag kings, drag queens, gender
, and hopeto get hundreds more. We have queers, and people who are unsure what
‘ sent our first legislative alert to ask their gender identity might be. This IS nota
‘ supporters call their legislators in therapy group but we offer conversation
. opposition to the special session called by and support.
. Gov. Ernie Fletcher. n n
Bluegrass Fairness also took a public LG BT a nd Red neCk ?
stance against the confirmation of Dr. There is an e-group started by Patrick
James Holsinger as the COUhtFY'S next BuckforGLBT individuals, theirfriends and
surgeon general. The Herald-Leader families,who areinvolvedin orinterestedin
quoted Chairperson Paul Brown: experiencing working class, blue collar, and
“Holsinger continually projects that he rural lifestyles including, but not limited to,
WOUtd serve all Americans equally, bUt those commonly referred to as "Redneck."
When YOU t00k atlhis track record, it seems If there is interest we will plan activities.
to reflect something else. The country as a http:l/groups.ttahoo.comlgroupl
, LesbigaytransRednecks/members
continued on page 8
' Page 3

 GLSO Board Re ort ifn
P _ 1" ‘g UU Interweave
it has been suggested that I write a k,/
monthly column to let people know what Gender Neutral Bathrooms?
and how GLSO is doing. The board
meeting will be after the completion of the During my recent attendance at a
newsletter this month so this is a short national U.U. GeneralAssembly, ltalked to
initial report. several people about gender neutral
Pride Month was a SUCCESS - bathrooms. That is, bathrooms that are
including the firSt Pride Prom for high markedforuse byindividuals ofanygender
school .youth (see page'6), a fabulous identity. These bathrooms are particularly
_ coronation, and a fun picnic. GLSO made useful for transsexual people who are
about $400 on the ptcnicm part because Of transitioning and for anyone who's gender
the “new”? donations ff°m many 0f you. expression may cause confusion for others.
Fundraismg is not the primary goal of that For example, I know a number of
event, and we w'" be planning a fund lesbians who are habitually mistaken for
raiserforthefallt men. In addition, there are trans people
GLSO '8 m ”.99“ 0f new board who see themselves inthe middle ofgender
members._lfyou are interested, attend our and plan to stay there. Providing a gender
ne’ftneetm on Aug. 27‘ We. ask that neutral bathroom is welcoming to these
indiwduals attend two consecutive Ward individuals and helps educated people who
meeting and fl" cm a short application. attend orrentourchurch facilities.
We have lots of ideas and need a larger Inten/veave will be meeting after the
board and active volunteers to make them worship service to have lunch on Sunday
a reality. Here are a few 0f the activities August 26 at about noon at the Good Foods
You °°”'d he") ”3 “.“th: . . Cafe. (NOTE: This is earlier than stated in
Volunteer RecrUItment&Coordination the ad, i forgot the service was still at 10
GrantWriting . . am.) Over lunch we will discuss and
NewsletterAdvertismg possibly write a proposal for a gender ;
SOC'aIAth'eS Coordinator neutral bathroom. to present to the U.u.t “
Fundraismg . . Board of Directors. You do not have to be a -

For more information, contact Mary church member to join us for our
Crone afterAug. 14at266-5904. Interweave get togethers.

. when Fred Phelps came to Lexington and
Nable ’ MCDa-nlel was an advisorforthe Gay StraightAlliance

Gay Marriage in Herald—Leader for Youth for several years.
Christopher is a registered nurse who

Jamie McDaniel and Christopher works at the UK Medical Center and at
Noble were legally married at Toronto City Georgetown Community Hospital. And as
Hall in Ontario, Canada on June 15, 2007. the paper said" The couple honeymooned
And their wedding was announced in the in Hawaii." (ljust love that they printed the
Herald Leader on July 1 . Way to go guys! details.)

Jamie has been a GLBT activist in Congratulations and thanks for being
Lexington for many years. He works with willing to be so public! It would be great if
Soulforce as aweb designer and has lead several of us sent emails to the Herald
the local Soulforce group for many years. Leader thanking them for including this
He helped organize our community protest announcement.

Page 4 "

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? IUiniiilteiiriiaiini IUiniiiveirseilliisit lClIlIIIJIII’iDlIlI

a pit lLexiiiriieitcoini
r: 3564 Clays Mill Rd
'r‘ir “ 1:; Interweave Lunch

' \
(r: g , , . , GLBT People and Friends
3% ' _ i ,. '4 Sunday August 26
Or 5 ‘. , . -
ile - Good Foods Cafe 12:40.
er Discussion: Gender Neutral
:5 Bathroom at Church?
'5 Sunday Worship in August: 10 am
:2 Sept 9 - return to 11 am service %
'3 , lUiniiiiLaiirii.aiini IUiniiiveirsailliisit ASSDiCliifllllliiDIlll
‘.t lDiresiiidleiniil Wiilllliiaiinrii {3. SlilllllklfiDll’illl
a 1 One of our Nation's
Ir 0 o 0
Most Influentlal Black Spmtual Leaders.
e W we, Rev. Sinkford was chosen for
it 1: j; Mix Beliefnet.com for his work in -'
z . _ . support of marriage equality for .
3 ‘ '0 " same-sex couples and for his
= t i i prophetic leadership in iii
1 I. l .f % opposition to the Iraq war. .
Page 5

 GLS© Pnde Center

389 Waller Ave. 859 253=323§i @lpoll W to 3 M0 =' Fl“ W _ 2 Salt»

Re ular Activities ’ll 0 H .
g Gay g‘lerllgi'iTAttlANCE For Youth
' _. if I I ‘ ' 7 The GLSO Gay Straight Alliance for Youth
EVOII'yWodimlesdiay Night has been meeting for over six years. We have
7 to 9) had students attend from all the high schools in
MARWQHWMQ Lexington and from many schools in
‘ 3 surrounding towns. Many Of the youth that
Eexmgfian Eyesight attend have been involved in starting GSAs in

D . . their home schools.

_ ana '8 now the coordinator Of This yearthe youth produced the first Pride
InSIght and. “mum love people to Prom it was held at the Unitarian Church and
attend and Q'SCUSS how the group can everyone had a great time. (more pictures next
be responsive to your needs. We w'” month) in the fall the advisors and youth are
meet on the first Friday m9ht3°f each planning tO start a leadership and activism
month for potluck and a mOVIe, ' that group for interested teens. Many Of them are
W'” beAug 3th's month. already activists and are ready to reach out tO

We will also plan an"|nsight more young people.
Out"activity for the fourth Saturday Of .
each month. That will be Aug. 25 this Prlde Prom June 2007
month. Meet at the Pride Center at WE DID 1TH
noon and we will then decide what tO ' '
do. Activities may include hiking,
bowling, or attending a reading group T ’_
atJoseph-Beth. If you have questions 3 " 3 3.
or suggestions for other activities , call \ {3‘ 3:3,; 3 A
Dana at 859-230—2428. "t w ,3' :1"
-. ‘ o" ‘
"' ‘ ' ' ""W‘ . J' ., in"
.. ,. , . . i-iyiAe.
._.ii‘._,i:_ _ W. . .1, .;‘\‘=.‘3:.4.ti
it . I :4 J
Steven Thornton
imperial Flowers and Gifts; . 3
Good Foods 000p .3333 3 a‘séw
Davina Warner m” Ma
- ‘ 2'] 1‘?” I" AW‘
Corl Woods :3 .3 . >31. . . ~' - ~‘ 333233333
Aaron Hutson - fi $333333
Shirley Dennis 33.3
Mr. and Mrs Carmago ? AW ‘ ‘
William Blankenship 3 A ii GSA Advisers
Page 6 VJ

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 Bluegrass Fairness continued from pg 3 Getting The Love You Want
having someone in that position who doesn't Couples Workshops
value everyone equally.”

V\fith the November elections coming Jessica C. Bollinger, LCSW, MSW,
up, Bluegrass Fairness has made a is a licensed clinical social worker. She
commitment to send legislative alerts and to works with individuals, couples and
let people know who the progressive, pro- families. She is also a Certified Imago
fairness candidates are. Relationship Therapist. She helps clients

We met With members 0f Dunbar High discover the patterns that affect their
scnoelt's Tfiay-Straight Alliance (GS/’0' fulfillment and connection with
recen Y- eY are creating a memoria themselves and loved ones. She can be
garden in honor oftwo oftheir members who reached at 552- 6533

_ have died in the past year. Bluegrass The goal of Imago Relationship
Fairness looks fon/vard to collaborating with Therapy is to help individuals and
them on this project and others. We are couples repair the wounded or injured
$30353?“er wort: ngant” tn; ,GSAS aspects of their lives, learn to

ro 0” e Ct 3 you _'s an communicate with compassion and
untapped reserve ofenergy and fresh ideas. clarity, and reclaim their ability to express

Plerase check out our new websrte: loveand' - th - l'

. . Joyin eirives.
W' lthasauser-friendly format Jessie offers Imago “Getting The
that Will be updated frequently. Our next Love You Want” weekend workshops for
event will be a booth at the Woodland Arts .

FairinAugust. We need volunteersforthate couples .that WI” enhance good
booth - call 859 951—4450. Come to the Fair TetattonSh'pS or heat a re'at'énsit'p that 'S
and pay usavisit. in trouble. Most people don t think tWIce

On September 7m we will host a Meet about taking lessons tobecome better at
and Greet for everyone to get to know the what they care about. golf, computer,
officers and members of the steering mu5ic, and so forth. RetattOnSh'pS
committee. This will be an opportunity for deserve and need that same k'nd 0t
people to express issues, concerns, and energyand commitment. . .
support. Information onthe specificlocation The workshops include brief
andtimewillbeavailablesoon. lectures, movie clips, music and

Other volunteer opportunities include Opportunities for private reflection and
helping create bracelets forsale and working sharing With your partner. Couples Wt”
on phone trees to call supporters in the event learn new communication skills including
of legislative updates. For more information, how to have “Intentional Dialogues”.
go to www.bgfair.org or call 859-951-4450, These dialogues are particularly helpful in

dealing with conflicts that arise in any
_ relationship. You can turn conflicts into

224%? "Keep the love you find. opportunities for healing and growth.

. are?“ Qt??? Getlhelove you want!” You are never required to share

3%? ' personal information with the group. Your

' _ _ work with your partner will involve pairing

JESSlca Bollinger LCSW off from the group at various intervals
Imago Relationship Therapist during the weekend. Share with the group
EMDR Trauma Work only that which feels comfortable.
, _ , Upcoming Workshops
. Couples, Family, lndrvrdual August 3_ 5 September 21_ 23
imagoconnection.com 552-6533 October 124 4 November 941
Page 8

Scott Ackermom Real Estate Service With
:2: Pnorlsssuounusm
tago c, :1, a
lents : fig RESULTS 32
their W
n be )1 WILLIAMS?
‘Ship ' Illsnlcntlon
”f: Mobile: 859 338-8483 E““"'s"‘s""
and Fax: 859 269-0065
ress E-mail: SACker4224@aol.Com Serving Lexington & @
Th [-3 All of Central Kentucky W
sf ‘ . 2‘
Goodr Call me vv1th all your Real Lstate Needs
3r at
1 0f  ..-,_ ATTORNEY AT LAW
2?; 34 ‘ OFFICE: 8592252348
and " CELL: 5022205555
as”. . ' \l ‘1
Member, Kentucky Bar Association; Fayette County Bar Association;
Louisville Bar Association; American Bar Association.
Section on Family Law & Committee on Alternative Families. &
National Lesbian & Gay Law Association.
Page 9

 GLSO Newslefler c¢|endqr To schedule events at the Pride Center, call Bill at 253-3233 7'
A" GUST 2 oo 1 mm us on the web at: www.webspawner.com/users/glsoqxnet *
Sunday Monday Tuesda Wednesday Thursday Friday Suiul‘dflv Weekly Adiviiies:
_ _ 7p Lexington insight Center Open 103-2p
7p GLSO Discussmn Potluck & Movie @ the LexDGA Call for Place Mondays:
grzug-ligsbian AA Pride Center 8pm ' GOV/ Lesbian AA
02H to); place 948-3434 Discussion/Speaker(Call for
Location] 278—7103
_ _ . m ,7. * ' * * ~ ' " ‘ ‘ ,, " ' " *~-~—~Wm~— ~ ~~~ mew“: r~w~~-—m-~~e-~~-——~ 7pm - GSA (Gay Straight
10:30 a St. Mychal's p GSA (call for place Center Open 10a-2p Amoncel
10a UU Church 66-5904) 7p GLSO Discussion 7p Games Night PC 9pm ‘ Karaoke Tunesday @
SoulForce ( Jamie 230-5625 Group-PC The Bar Complex
5p Imperial Court Summer 8p Gay/Lesbian AA
BBQ Fundraiser at Mia’s. 9p Karaoke Tunesday Call for place 948-3434 Wednesdays:
@ The Bar Complex 7 GLSO D' .
AWeekly Benefit for pm ' 'SCFUSS'O“ Group
The Pride Center 8pm ' GOV/ Lesbian AA (CG/l
u____— for LOCOfiOm 278'7103
. ' ' enter 1 -
10:30 a St. Mychal's 7p Lexmgton Lyons_pC $665232?" for place époiliSSCDiscussmn C Open 0a 2p Fridays:
10a UU Church . 8p Gay/Lesbian AA 8pm - GOV/Lesbian AA
SfJulForce ( J_am|e 230-5525 9p Karaoke Tunesday Call for place 948-3434 [Ca/I for Location] 278-7403
6-00!) 'mPer'a' CW” Mtg- @ The Bar Complex 9:30p Annual Julie Vaughn
Memorial Closet Ball
A Weekly Benefit for Bluegrass Connection?2 Saturdays:
The Pride Center Newsletter Dead-line
10:30 a St. Mychal's 7p GSA (call for place 7p GLSO Discussion “mu?” 1°“? 1 0:00 am - UU Church
tsOaHL:JU 0h(u3ch _ 230 5525 266-5904) Group-PC (2)0 thxmgton lfilght- Worship Services.
ou orce amie - 8p Gay/Lesbian AA u new mont y , _
9P KaraOke Tune‘c’day Call for place 948-3434 outing) the group 10'30 MOSS’ 81" Mychal The
@ The Bar Complex intends to seek Martyr. .
AWeekly Benefit for entertainment outside 6pm - SisterSound Rehearsal
The Pride Center The Center. Call Dana @ Londeowme P'eSbV-
., A. ,. _.. . ,, . ._ , . fordetails 230-2428 ChUlCh.
10:30 a St. Mychal's . 7p GSA (call for place . . Bl-weekly:
10a uu Church 7.30p GLSO Board Mtg. 255.5904) £$£L§SCD'5°"55'°" opm - The Imperial Court
éiiir‘lt’fll'i‘ilin‘iilealf‘slé'; 9P Karaoke Tunesday 8p Gay/LesbianAA SOU'Force "CO” Jamie 230‘
6:00p Imperial Court Mtg. @ The Bar Complex Call for place 948-3434 5625
A Weekly Benefit for _
The Pride Center 1" Fr'duys 8‘ 4'“
, 7 we ~ -~~» , ., ~ -—» , . , ~~ www - 73,, 7pm - Lexington Insight
MGIII'IIIY Adivilies: More information about many of the events are in this newsletter. You may want to call or
Mondays: Sal'urelay: email the group to confirm the date and time, please see the directory for phone listings.
7:30pm ‘ GLSO Board Mfg. (4th MO”) 7pm -LeXDGA IST SOT' Pride Center may be abbreviated - PC Call for Place may be abbreviated- Call
7pm - LeXlngton Lyons [2nd Mon.)
GLSO Page 10 GLSO Page ii

 _ - amount the insurance company will pay.
long-Term (are IMIII'MCE. The BASICS The lifetime benefit is typically calculated
PI'OVitled bl] Molina ”as by multiplying the daily (or monthly) benefit
Financial Advisor, UBS Financial Services Inc. bythfi, gigsfibfizitcefm care costs are less
859635-8118 mohua.das@ubs.com than the maximum daily (or monthly)
Long-term care, while not inevitable, benefit, you may receive benefits for a
isapossibility for millions ofAmericans. In longer period of time than the benefit
fact, the American Society on Aging period. But you will never receive more
estimates that Americans Who are age 65 than the lifetime benefit. Most policies
and older have a 70% chance 0t requiring impose an established waiting period,
longterm care. called the elimination period, before any
» Long-term care can be very benefitsare paid.
expensive. A recent survey revealed that What does long-term care insurance
the average annual national cost for cover?
nursing home care is over $70,000. Although some basic policies cover
Depending on where you live and What only nursing home costs, long-term care
type 0t facility you choose, the COSt may policies generally cover costs for skilled
even be higher. Home healthcare, too, can nursing care, intermediate care and
prove to be a significant drain on custodial care.
resources. The national average cost of You can typically receive this care at an
home healthcare is over $52,000 annually. assisted-living facility, adult-care center or
The question becomes how do you at home. Coverage can vary greatly from
pay for long-term care When you need it- insurer to insurer and policy to policy. Each
One answer may be long—term care policy has its own eligibility requirements,
insurance. Long-term care insurance can restrictions, and determination of benefits
provide you with the ability to meet a and cost.
consrderableportion ofthese costs overan How much does long-term care
extended period oftlme. insurance cost?
HOW does long-term care insurance The actual cost of the premiums you
work? pay depends on several factors, including:
Typically, a long-term care insurance Youragewhen applying forthe policy
policy provides benefits it you require Yourstate ofhealth when applying forthe
assistance for an extreme cognitive policy
impairment such as Alzheimer's disease, Thelength ofthe benefit period andthe
and if you can not perform a specified elimination period
number ((usually at least two) of what long- The types of services offered
termcare policies refer to as activities of The Maximum Daily or Monthly Benefit
daily living, such as bathing and dressing. Other policy features such as inflation
Most policies pay a maximum daily (or protection
monthly) benefit for a specified number Of The features and the options of the policy
years, known as the benefit period. This can usually be customized to fit both your
maximum daily (or monthly) benefit is needsandyourbudget.
simply the maximum amount the insurance Whatabout inflation protection?
company Wi” pay per day (or month) for Long—term care costs continue to rise
nursing home or other long-term care To t t If t | t rt' || '
costs. pro ec yourse a eas pa la .y, you
. . . may generally choose from a variety of
Long—term care polrcres also include a . . . .
lifetime benefit or the maximum total Inflation protection options that offer
Continued on page 14
Page 12

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Similar GoalsBcrcnt Challcucs. ,-

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Domestic partners may share similar goals with married individuals, yet they
face unique challenges when it comes to financial planning. We will help you
develop a plan that’s appropriate to yOUir needs—one that takes into account
not only where you want to go, but also how you want to get there.

For information, call

Mohua “Mou” Das

Financial Advisor

859-335-8118 888-390-6900


307 South Ashland Avenue, Lexington, KY 40502


You & Us 31% UBS

©2007 UBS Financial Services Inc. All Rights Reserved. Member SIPC. Page 1 3

 increased coverage over time. The options long-term care policy you consider is
vary by policy. coordinated with your investment,
What about Medicare, Medicaid and retirementand estate planning strategies.
othermedical insurance? . _ lmportantConsiderations:

Some consumers dec'd‘? against Insurance products are made available
purchasmg long-term care insurance by UBS Financial Services Insurance
because. they mistakenly believe that their Agency Inc. and by other insurance-
medicalinsurance or Medicare or Medicaid licensed subsidiaries of UBS Financial
w'" cover them. Unfortunately, these Services Inc. through third—party insurance
assumptions are. generally .nOt true. companies unaffiliated with UBS Financial .
Traditional medical insurance typically does Services Inc. ‘
notcoveriong-term care expenses. . UBS Financial Services Inc. does not

Medicare may cover medically offer tax or legal advice. You must consult
necessary care at home or at a Sh'lled your tax advisor and attorney regarding
nursing faCIlity ona part-time or intermittent your specific situation. The premiums
ba3is but, generally, Medicare covers these initially listed on long-term care policies are
eXpehses only after a reqUIred minimum not guaranteed and may change over the
hospital stay of three days and coverage for lifetime ofthe policy.
an extended period is limited. M e d i c a i d _ _ , , , . .
provides certaintypes of coverage only after The information contained in this article 'IS
people have depleted most oftheirassets. based on sources believed reliable, but its

Your Financial Advisor can work with 309%?" cannot b? guaranteed. _Th’s
you to help you decide whether long-term article is for informational and educational
care insurance is appropriate for your purposes only and ShOUId not be. relied
individual situation. You should work closely upon as the bas’s fora purchase de0i3ion.
with your Financial Advisor, as well as your
legal and tax advisors, to make certain any

Between the WOfle spiritual seekers, they are often

heterocentric in outlook and seldom

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Page 14

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 . . . given mea greater depth of self knowledge
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Part 7: Persona‘ i”55"“